[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.novaroll.sk\/chce-to-financny-plan\/#Article","mainEntityOfPage":"https:\/\/www.novaroll.sk\/chce-to-financny-plan\/","headline":"Chce to finan\u010dn\u00fd pl\u00e1n!","name":"Chce to finan\u010dn\u00fd pl\u00e1n!","description":"Bojujete aj vy ka\u017ed\u00fd mesiac s\u00a0nedostatkom financi\u00ed? Nie nadarmo sa hovor\u00ed \u201edlh\u00fd ako t\u00fd\u017ede\u0148 pred v\u00fdplatou\u201c. To, \u017ee v\u00e1m ku koncu mesiaca va\u0161e financie jednoducho nevych\u00e1dzaj\u00fa, nie je ni\u010d zvl\u00e1\u0161tne. Pokia\u013e nezar\u00e1bate mili\u00f3ny, tak sa s\u00a0t\u00fdmto probl\u00e9mom ur\u010dite pravidelne, alebo aspo\u0148 raz za\u010das stret\u00e1vate aj vy. preto by som sa r\u00e1d podelil o\u00a0svoje sk\u00fasenosti, lep\u0161ie […]","datePublished":"2019-11-13","dateModified":"2019-11-13","author":{"@type":"Person","@id":"https:\/\/www.novaroll.sk\/author\/#Person","name":"","url":"https:\/\/www.novaroll.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/0c4621640b5c0734669aeb181ef77969b528487727344f28e734a206566ea0f1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/0c4621640b5c0734669aeb181ef77969b528487727344f28e734a206566ea0f1?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"novaroll.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.novaroll.sk\/wp-content\/uploads\/img_a300519_w16639_t1557674616.jpg","url":"https:\/\/www.novaroll.sk\/wp-content\/uploads\/img_a300519_w16639_t1557674616.jpg","height":0,"width":0},"url":"https:\/\/www.novaroll.sk\/chce-to-financny-plan\/","wordCount":418,"articleBody":"Bojujete aj vy ka\u017ed\u00fd mesiac s\u00a0nedostatkom financi\u00ed? Nie nadarmo sa hovor\u00ed \u201edlh\u00fd ako t\u00fd\u017ede\u0148 pred v\u00fdplatou\u201c. To, \u017ee v\u00e1m ku koncu mesiaca va\u0161e financie jednoducho nevych\u00e1dzaj\u00fa, nie je ni\u010d zvl\u00e1\u0161tne. Pokia\u013e nezar\u00e1bate mili\u00f3ny, tak sa s\u00a0t\u00fdmto probl\u00e9mom ur\u010dite pravidelne, alebo aspo\u0148 raz za\u010das stret\u00e1vate aj vy. preto by som sa r\u00e1d podelil o\u00a0svoje sk\u00fasenosti, lep\u0161ie povedan\u00e9, tak\u00fd mal\u00fd trik, ako s\u00a0peniazmi vydr\u017ea\u0165 a\u017e do nasleduj\u00facej v\u00fdplaty.\u00a0Mnoh\u00ed \u013eudia si myslia, \u017ee probl\u00e9mom je to, \u017ee zar\u00e1baj\u00fa m\u00e1lo. Pod\u013ea \u0161tatist\u00edk, v\u0161ak potrebujeme v\u017edy viac. m\u00f4\u017eem to potvrdi\u0165 aj osobne. Bolo \u00faplne jedno, \u010di som zar\u00e1bal o\u00a0p\u00e4\u0165sto eur viac, alebo menej. V\u017edy nastal moment, \u017ee som s\u00a0peniazmi jednoducho nevych\u00e1dzal. Raz som si povedal, \u017ee to takto nem\u00f4\u017ee pokra\u010dova\u0165, preto\u017ee neust\u00e1le po\u017ei\u010diavanie od rodiny, \u010di zn\u00e1mych ma dost\u00e1valo do za\u010darovan\u00e9ho kruhu.Preto som sa rozhodol, \u017ee si nastav\u00edm svoj mal\u00fd finan\u010dn\u00fd pl\u00e1n. Spo\u010diatku mi to ve\u013emi nepom\u00e1halo. Nedok\u00e1zal som dodr\u017ea\u0165 stanoven\u00e9 ciele. Nakoniec som to vymyslel tro\u0161ku inak. Spo\u010d\u00edtal som si v\u0161etky v\u00fddavky. Hovor\u00edm o\u00a0veciach ako je \u00fa\u010det za elektrinu, spl\u00e1tky, internet a\u00a0tak \u010falej. T\u00fato sumu som si odpo\u010d\u00edtal od m\u00f4jho celkov\u00e9ho pr\u00edjmu. Rozdiel, ktor\u00fd mi ostal, som n\u00e1sledne bral ako polo\u017eku, s\u00a0ktorou m\u00f4\u017eem r\u00e1ta\u0165.Ako teda znie moja rada? Na za\u010diatku mesiaca, alebo potom ako v\u00e1m na \u00fa\u010det pr\u00edde va\u0161a v\u00fdplata, zapla\u0165te v\u0161etko, \u010do mus\u00edte. Zvy\u0161ok mesiaca nar\u00e1bajte len so spom\u00ednan\u00fdm rozdielom. Asi si teraz hovor\u00edte, \u017ee som v\u00e1m nijako \u0161peci\u00e1lne nepomohol. V\u00a0skuto\u010dnosti to v\u0161ak takto rob\u00ed naozaj m\u00e1lo \u013eud\u00ed. V\u00e4\u010d\u0161inou za\u010dneme nakupova\u0165 a\u00a0\u00fa\u010dty plat\u00edme a\u017e potom. No a\u00a0pr\u00e1ve preto sa neust\u00e1le dost\u00e1vame do m\u00ednusu. V\u00a0podstate m\u00ed\u0148ame peniaze, ktor\u00e9 nem\u00e1me, preto\u017ee z\u00a0nich mus\u00edme zaplati\u0165 nevyhnutn\u00e9 v\u00fddavky. Verte tomu, \u017ee aj ke\u010f budete ma\u0165 hospod\u00e1ri\u0165 so sto eurami, nie je to a\u017e tak\u00fd probl\u00e9m. treba sa tro\u0161ku uskromni\u0165, ale od hladu ur\u010dite neumriete. Navy\u0161e budete omnoho pokojnej\u0161\u00ed, preto\u017ee budete vedie\u0165, \u017ee zaplat\u00edte v\u0161etko potrebn\u00e9.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Chce to finan\u010dn\u00fd pl\u00e1n!","item":"https:\/\/www.novaroll.sk\/chce-to-financny-plan\/#breadcrumbitem"}]}]