[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.novaroll.sk\/uvery-bez-urokov\/#Article","mainEntityOfPage":"https:\/\/www.novaroll.sk\/uvery-bez-urokov\/","headline":"\u00davery bez \u00farokov?","name":"\u00davery bez \u00farokov?","description":"Na trhu s\u00fa aktu\u00e1lne dve banky, ktor\u00e9 pon\u00fakaj\u00fa mo\u017enos\u0165 vzia\u0165 si \u00faver bez \u00faroku. Zaplat\u00edte iba to\u013eko ko\u013eko si po\u017ei\u010diate. Neznie to ako sen? Niekto v\u00e1m po\u017ei\u010dia peniaze a\u00a0ako bonus od v\u00e1s nebude chcie\u0165 \u017eiadny \u00farok. Ve\u010f ani kura zadarmo nehrabe…Je to naozaj \u00a0pravda? \u00a0 V\u00a0oboch bank\u00e1ch ide o\u00a0p\u00f4\u017ei\u010dku na mal\u00e9 sumy. V jednej banke […]","datePublished":"2019-11-26","dateModified":"2019-11-26","author":{"@type":"Person","@id":"https:\/\/www.novaroll.sk\/author\/#Person","name":"","url":"https:\/\/www.novaroll.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/0c4621640b5c0734669aeb181ef77969b528487727344f28e734a206566ea0f1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/0c4621640b5c0734669aeb181ef77969b528487727344f28e734a206566ea0f1?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"novaroll.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.novaroll.sk\/wp-content\/uploads\/img_a300979_w16482_t1558456681.jpg","url":"https:\/\/www.novaroll.sk\/wp-content\/uploads\/img_a300979_w16482_t1558456681.jpg","height":0,"width":0},"url":"https:\/\/www.novaroll.sk\/uvery-bez-urokov\/","wordCount":384,"articleBody":"Na trhu s\u00fa aktu\u00e1lne dve banky, ktor\u00e9 pon\u00fakaj\u00fa mo\u017enos\u0165 vzia\u0165 si \u00faver bez \u00faroku. Zaplat\u00edte iba to\u013eko ko\u013eko si po\u017ei\u010diate. Neznie to ako sen? Niekto v\u00e1m po\u017ei\u010dia peniaze a\u00a0ako bonus od v\u00e1s nebude chcie\u0165 \u017eiadny \u00farok. Ve\u010f ani kura zadarmo nehrabe…Je to naozaj \u00a0pravda?\u00a0V\u00a0oboch bank\u00e1ch ide o\u00a0p\u00f4\u017ei\u010dku na mal\u00e9 sumy. V jednej banke v\u0161ak klienti musia zaplati\u0165 poplatok za poskytnutie \u00faveru a\u00a0to vo v\u00fd\u0161ke 2 percent\u00e1 z\u00a0celkovej po\u017ei\u010danej sumy. Ke\u010f\u017ee v\u00a0tejto banke m\u00f4\u017eete po\u017ei\u010da\u0165 maxim\u00e1lne 1500 eur, zaplat\u00edte maxim\u00e1lny poplatok 30 eur a\u00a0splatnos\u0165 tohto produktu je 12 mesiacov. Prv\u00fd \u00faver m\u00f4\u017eete vybavi\u0165 takto, ale ak si chcete po\u017ei\u010da\u0165 viac tak u\u017e s\u00a0\u00farokom 9,9 percenta, \u010di\u017ee nie je to \u017eiadna v\u00fdhra, a\u00a0pri 1500 eur\u00e1ch sa suma nav\u00fd\u0161i o\u00a0125 eur.\u00a0Ned\u00e1vno pri\u0161la s\u00a0tak\u00fdm ist\u00fdm produktom aj druh\u00e1 banka. T\u00e1 to ma v\u0161ak vymyslen\u00e9 inak. Je \u0161tedrej\u0161ia a\u00a0prech\u00e1dza mnoh\u00fdmi zmenami. Zmenila dizajn, logo aj komunik\u00e1ciu s\u00a0klientami. Nepo\u017eaduje poplatok za poskytnutie \u00faveru a\u00a0ani \u017eiaden in\u00fd skryt\u00fd poplatok. Teda v\u00a0tomto pr\u00edpade naozaj plat\u00ed to \u010do sa \u201ereklamuje\u201c. Pri po\u017ei\u010dan\u00ed 1000 eur so splatnos\u0165ou 20 mesiacov, naozaj vr\u00e1tite t\u00fdch 1000 eur. To je v\u0161ak aj najvy\u0161\u0161ia mo\u017en\u00e1 \u010diastka, ktor\u00e1 sa d\u00e1 vzia\u0165 na tento akciov\u00fd produkt.\u00a0 Spl\u00e1tky pri najvy\u0161\u0161ej sume je 50 eur mesa\u010dne. Be\u017ene v\u0161ak t\u00e1to banka pon\u00faka \u00favery s\u00a0\u00farokom 6,6 percenta.\u00a0Dobr\u00fd marketing a\u00a0reklama si ur\u010dite z\u00edska ve\u013ea nov\u00fdch z\u00e1kazn\u00edkov, u\u00a0ktor\u00fdch je potom predpoklad, \u017ee slu\u017eby bud\u00fa vyu\u017e\u00edva\u0165 aj v\u00a0bud\u00facnosti. Spokojnos\u0165 na oboch stran\u00e1ch je naozaj vydaren\u00e1 reklama. A\u00a0ako sa hovor\u00ed, aj vlk je s\u00fdty a\u00a0koza cel\u00e1.Ale ak v\u00e1m nevyhovuj\u00fa tieto produkty preto\u017ee ide o\u00a0mal\u00e9 \u010diastky, tak moment\u00e1lne priemern\u00e1 \u00farokov\u00e1 sadzba na trhu je pr\u00e1ve 9,9 percent\u00e1, tak je v\u00fdhra ak n\u00e1jdete nie\u010do ni\u017e\u0161ie. Samozrejme je potrebn\u00e9 pozera\u0165 aj na \u010fal\u0161ie na prv\u00fd poh\u013ead skryt\u00e9 poplatky spojen\u00e9 s\u00a0jednotliv\u00fdmi p\u00f4\u017ei\u010dkami a\u00a0\u00favermi.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"\u00davery bez \u00farokov?","item":"https:\/\/www.novaroll.sk\/uvery-bez-urokov\/#breadcrumbitem"}]}]